The Dawning of a Unique Life Concept

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As a financial advisor, I have never approached my role as just a job. I always sought to be more than a money-mover for my clients. But after eight years of hearing the stories of nearly two thousand clients, an idea began to take shape in my mind, a new way of looking at my job. Really, a new way of looking at everything I do. And then two unique personalities made it all come together.

The first individual had a net worth of almost $20 million. As I drove to my scheduled meeting with him, I imagined what he would be like. Here was a man who by most people’s standards had truly “made it.” But when I met him, I was stunned. The man who sat with me – this person who had achieved every single financial goal he’d ever set for himself – was not only miserable and lonely, but also unhealthy.

Shortly thereafter I met another individual whose net worth was far less but his attitude and demeanor were totally opposite. This middle-aged man met me at the door, and I could already hear the happy voices that filled the house. There was a different tone and feeling in this second home. I stayed for dinner and heard the family story not just from this potential client and his wife, but from their adult children and several grandchildren, who all took turns jumping in on the story, laughing as they shared the memories they’d all made together.

This was the point in my life when the concepts of my role as a financial advisor began to formulate in my heart and mind. From that moment on I asked everyone I met, “What are the three things in your life that truly give it meaning?” Everyone’s answers are different, but one thing is very common – most people don’t know those answers off their top of their head.

I then saw that that could become part of my role in life – helping clients by guiding them toward those answers. If I approached my job in a certain way, I could encourage and support my clients to live a life full of joy and meaning.

When I started approaching my work that way, I realized I was doing more than serving clients. I was definitely serving them, but I also became friends with these people, a trusted friend. I mean, how much better is it to have a job where you’re building relationships with people as opposed to being the person who simply minds their mutual funds?

Now not only was I introducing this unique way of living life to others, but I was living that rich and fulfilling life too! I had the best of both worlds!

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One Innovative Insurance Agency Marketing Strategy Secret

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Insurance Agents need a steady incoming customer base for several reasons. The most important reason is the long-term income generated from “trails” or on-going commissions from customer or the insured’s renewals. Of course, it’s also important to have an ever increasing customer base to deal with the slight attrition that happens as customers drop off the grid, move away or switch policies; either to save money or because some other agent sold them on the idea to move their business away.

This means that an insurance agent must be visible in their local markets and be seen and remembered. Indeed, this requires multiple imprints on the potential client’s brain and thus, you must be part of the scenery in their world. Grass-Roots marketing is by far the best way to do this, along with traditional advertising like newspaper, radio, and cable TV. Yes, insurance people must reference their website, which must contain important information too.

 

Some of the best grass-roots marketing are things like a business card ad in nonprofit group’s newsletters or in the local High School Booster programs. But, let me tell you about one form of advertising that works extremely well, but is hardly ever considered or tapped into.

 

Insurance agents should advertise on the back of mobile auto detailing company flyers. It works killer and the mobile detailing or mobile car wash company is glad to do this if the insurance company pays for the printing costs. It is relatively inexpensive advertising, maybe a couple hundred bucks a quarter, but it really does bring in clients. So, try it out, as this is one innovative insurance agency marketing secret that your competitors have not yet considered.

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How to Do the Marseille Turn

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The Marseille Turn is a beautiful 360 soccer turn trick, unique to the game of soccer, which involves the player spinning 360 degrees on the field while trying to avoid an opponent and retaining control of the ball.

The trick is sometimes referred to as the Zidane Spin or the 360 turn. The trick was popularized by Diego Maradona and perfected by Zinadine Zidane, although it has been used by many other soccer players including Cristiano Ronaldo, Michael Laudrup, Franck Ribry, Lionel Messi, and Ronaldinho.

The Marseille Turn is the most effective when the opposing player is approaching head on first or from the side of the trick performers master foot.

Before starting to practice this move, you will either need another player or a box on the ground to simulate another player. This will help you visualize the trick easier, than trying to practice against thin air.

Step 1: Push the ball in front of you, about one step in front of you.

Step 2: Try to lure your opponent to go after the ball.

Step 3: When the ball is just outside your opponent’s reach, you stop it by putting your left foot on the ball.

Step 4: Pull the ball backward and turn your body 90 degrees to the right simultaneously.

Step 5: You should receive the ball with your right foot and your back to your opponent. Place your right foot on the ball and continue your rotation to the right.

Step 6: Place you right foot over the ball and slide it past your opponent.

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Hand Crank Shortwave Radio

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You need to own a hand crank short wave radio. While these shortwave radios may seem to some like novelties, they can save your life in an emergency. A shortwave radio isn’t just some AM/FM radio, it picks up a variety of shortwave radio signals. These can include but aren’t limited to weather stations, news broad casts, and even signals from other parts of the country and the world. While you may not think of these as important, in an emergency, these radios and stations can be your only link to the outside world.

A hand crank short wave radio has many different power options today. What the hand crank does is every time you turn the crank, the mechanical energy is instantly turned into electrical energy, enough to power the radio itself, and even to charge up the rechargeable batteries. Because the cranking technology has improved so much over the last few decades, turning the crank just a few minutes can power the radio continuously for more than two hours without interruption. They can also use batteries, and when there is power, plugged into the wall outlets.

The real purpose of a hand crank shortwave radio is for if you are stranded, whether on land or at sea, or if you are in the middle of some kind of natural or man made disaster. No matter what the situation, chances are there isn’t going to be any electrical power, and any kind of regular electronic device isn’t going to work. This is where the hand crank action comes into play. In many cases, evacuation procedures are going to be announced over short wave radios from emergency services. They may tell you that help is on the way, where to go, and even what to do until help arrives. In the case of flooding, storms, or tornadoes there can be more important information given on how long the storm is going to last, or how much more inclement weather is on the way. Without this vital information, you could be headed for an even more dangerous situation, or even stranded for longer, because you didn’t know where to go or what to do.

It is important that you keep a hand crank shortwave radio in many different places. You should have shortwave radios in your home, vehicle, and if you own an RV or a boat, you should have one in these as well. You just never know where an emergency will strike, and having one at home while you are stranded in the middle of nowhere doesn’t do you any good.

Just as a hand crank shortwave radio can save your life, you also have to buy the right shortwave radios as well. There are many different brands and models of these radios, and they come in a varying prices. While there many different models, not all of them are the same. The first thing you need to think about when choosing one of these radios is what your needs are. If you just want one to listen to music on the go without having to lug around a bunch of batteries, then cheaper models are a decent choice. One of these is the Eton FR 150. This radio is small and compact, and has very minimal options. Because of this, the cost is quite low.

For hand crank shortwave radio options, where you need access to multiples channels, and emergency bands, more expensive shortwave radios are a better option. This is because they have a better quality sound, and are able to pull in more channels and stations. They have better batteries, and their cranking mechanisms last far longer than cheaper models. Even so, a good radio shouldn’t cost you more than fifty to a hundred dollars.

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Top Online Casino Payout Rates

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Most all top online casinos voluntarily subject themselves to regular audits (usually monthly) by a qualified and reputable third party firm, such as Pricewaterhouse Coopers (PwC). These audits generally focus on two aspects of the online casino’s operations: their random number generator and their payout rates. The latter — payout rates — is the subject of this article.

An online casino’s payout rates are displayed as a percentage — that being the percentage of incoming wagers that are paid out in winnings. As you can imagine, the higher the payout rates, the better. The top online casinos are often considered so, in part, precisely because they offer the highest payout rates.

A top online casino with the highest payout rate in video poker may not have the best payout rate for slots. Payout rates vary within top online casinos for each individual game. If you’re planning on joining a top online casino for a specific game — be it poker, craps, baccarat, video poker, roulette, blackjack, slots, keno, or any other top online casino game — check the top online casino’s payout percentages for that specific game.

Top Online Casino Payout Rates Overall: Grand Online Casino (98.42%), Golden Palace Online Casino (98.15%), Sands of the Caribbean (98.11%), USA Casino (98.09%), 32Red Casino (97.97%), Ladbrokes Casino (97.68%), Casino-on-Net (97.63%), InterCasino (97.13%).

Top Online Casino Payouts for Slots: Slotland (98.00%), Casino Las Vegas (97.50%), Golden Palace Online Casino (97.18%), Royal Vegas Online Casino (96.59%), Aztec Riches Casino (96.51%), Yukon Gold Casino (96.31%), Shark Casino (96.49%), Casino Kingdom (96.15%), Ladbrokes Casino (96.03%).

Top Online Casino Payouts for Video Poker: Jackpots in a Flash Casino (99.53%), Lucky Nugget Online Casino (99.11%), Crazy Vegas Casino (99.07%), Lucky Emperor Casino (99.03%), 7 Sultan Casino (99.00%), Royal Vegas Online Casino (98.77%), Swiss Casino (98.70%), Spin Palace (98.60%), RiverBelle Casino (98.59%), Roxy Palace Online Casino (98.58%).

Top Online Casino Payout at Table Games: Casino Kingdom (99.62%), Mummys Gold Casino (99.52%), Aztec Riches Casino (99.22%), 3 Diamond Casino (99.19%), 49er Casino (99.10%), Casino Domain (99.01%), Challenge Casino (98.98%), Crazy Vegas Casino (98.91%), Cherry Casino (98.69%), Captain Cooks (98.57%).

Top online casinos that get their payout rates audited will almost always publish the results of each audit on their website for anyone — member or non-member — to view. They’ll even keep archives of all their past audits, also open to public viewing.

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Healthy Food For Dogs – A Brief Review

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If you want to live healthily, besides exercising regularly and sleeping well, you will also need to eat healthily. This is no different for a dog. The truth is, if you feed your dog junk food, there is a danger of it passing away at a premature age. If you feed it healthy food, you will have a healthy companion that will live a long life.

If you are at a total loss of what kind of healthy food to feed your dog, you may want to consider this guide, Healthy Food For Dogs Homemade Recipes. Without over 245 recipes to choose from, your dog is definitely in for a treat.

Here are some of the things that you can learn from Healthy Food For Dogs Homemade Recipes.

1) Insecticides that are safe for your dog

2) How you can make your dog’s own shampoo

3) Home cook recipes that can chase away ticks, lice and fleas

4) How to get rid of stale basement smell that dogs give out when they are on a certain diet

Do not feel overwhelmed by 245 recipes. Chances are, your dog may be picky and will like some of those food and dislike others. So, this is the opportunity for you to take note so that next time, you know which recipes you should focus on.

It is important that you take good care for your dog’s diet. A lot of dogs could have to live to their ripe old age if and only if their owners have taken the trouble to learn more about healthy dog food.

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All About the Starcraft Mods

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StarCraft is a military science fiction video game that came on the market in 1998 from Blizzard Entertainment. It has become one of the best-selling computer games with more than 9 million copies sold throughout the world. It is regarded as one of the best games of all times and raised the bar for the development of future video games. Based on the success of this game Starcraft mods have also been developed, by hackers who want to cash in on this success and make money on their own.

Many of the custom modifications you get when you purchase the StarCraft game use the same editor. However, with some of the newer games you have to make a few custom hacks changes to be able to get around the restrictions of the existing editor. Some of the mod creators even record their own sound effects and voices, but for the most part they still exhibit the same polished integrated structure as the original game. This is because it is relatively easy to break the balancing and produce artwork that fits in with the Blizzard creations.

There are custom mods for the StarCraft game that do have changes made in the programming. This gives these mods their own unique take on the game. Hackers that create these mods can adapt the StarCratft files and have different sounds and graphics. Some of the mods are even more intense than the original game providing for single players. Others have made extensive changes to the sound and graphics and even the action of the game itself.

There are many different mods of the StaraCraft game, some of which vary little from the original. They include:

– Aliens vs. Predator: Retribution TC – this is a German speaking version of the game with total conversion

– Brutkrieg.de’s TC pack – This German version of the game features a collection of homemade add-on packs and TC’s. They are bundled together and sold as one package.

– Gundam Century – This was originally called GundamCraft that replaced the StarCraft graphics with the manga mecha characters of Gundam and their robotic vehicles. The game also replaced two of the StarCraft races – Federation replaced Terrans and Neo Zion replaced Protoss. The site was shut down for a while, but is now live again. However production of new mods has not resumed.

– NeoTech – This mod features an upgrade to all the Terran forces with most of the units replaced by units that look more spectacular.

– Open Rebellion – This is a total conversion of the Brood War that very closely resembles the original version.

– Robotech: Enemy Frontier – This is a total conversion of the Robotech game of the 1980’s.

– StarCraft Sickel Add-On – This is a fan built extension kit for the Brood War game. It adds to the existing line of units and allows for the addition of new units. There are two new Terran tanks, a new Zerg unit and several capital classes of Protoss.

– StarCraft Team Fortress – This mod totally changes the game so that it is somewhat like the Half-Life Team Fortress.

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Get Paid To Play Video Games

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With the turn of the century, the means of entertainment and relaxation have been revolutionized. Video games, PC games, and console games have grown greatly in popularity. Better gaming systems, advanced micro-chips, and video enhancement and display cards clearly indicate the improving game designs, mind blowing game ideas, and spectacular levels of detail. Casual and hardcore gamers look for games that completely mesmerize them and draw them deeper into the scenario of the game. Video gaming has become so popular that organizations have actually started offering money to video gamers.

A large number of hardware companies, software developers, and game promoters employ hardcore gamers having excellent skill in the games. These gamers are commonly referred to as Pro-gamers. Pro-gamers and even teams are employed on a contract basis to represent the employer at large gaming events and tournaments. Gamers are given a sponsorship deal and the employer pays for gaming practice sessions at cafes, provides personal computers and accessories, pays for travel and lodging expenses during tournaments and so on. Some of the common games that skilled gamers can be contracted for are Counter-Strike, Quake 3, Quake 4, Starcraft, Warcraft 3, FIFA, and so on. Gaming contests for these games are held through out the year all over the world. Mega gaming events are sponsored by multinational companies such as Intel, Pepsi, Coca Cola, and so on, and may involve cash prizes for up to $400,000 for the winners.

Another way of getting paid for video games is through video game testing. Large game developers and designers require reviews and feedback about a game before finally releasing it in the market. Game testers are experts that can provide a fair view and opinion about the quality of a game, its game play and over all storyline. Developers actually employ gamers to play their video games and assess them. Game testers are paid after they complete their contract.

In today’s world, playing video games has become a viable career option.

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Teenager Travels Through Time With Hunky King Tut in New YA Novel

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Fifteen-year-old Rosa is one of those rare people gifted with the ability to hear the dead speaking to her. Usually, however, the dead are pesky people who want to talk to her while she’s busy doing things like taking math tests; in one such instance, when she tries to get rid of the dead person so she can concentrate, she finds herself in a shouting match and is soon after sent to the principal’s office.

Of course, no one believes Rosa can really speak to the dead, so her life isn’t easy, but it’s about to get a lot more interesting. Rosa is already obsessed with Ancient Egypt, but she can hardly believe it when King Tut not only starts speaking to her, but he appears before her eyes. Once she gets past noticing what a hunk he is, she realizes he’s trying to enlist her on a time travel mission that not only seems impossible but downright dangerous.

Hunk or not, Tut has his heart set on his ancient love, his wife, Ankhesenpaaten. They have been separated for centuries, but now she is trying to communicate with Tut through Rosa, and Tut needs Rosa’s help to lead him to his love’s final resting place.

Time travel does indeed happen, and before Rosa knows it, she’s witnessing Tut’s life story as well as facing the fierce General Horemheb, who succeeded Tut’s family as pharaoh and wants to wipe out all traces of Tut’s family history in Ancient Egypt. Before the story is over, Rosa will find herself channeling the dead, being locked up in a tomb, and discovering that all the gold in King Tut’s tomb is of little value compared to true love.

Cheryl Carpinello’s new novel Sons of the Sphinx is a riveting madcap ride through a fascinating time in Ancient Egypt’s history. Readers meet not only King Tut but his controversial father, King Akenhaten, and his famous stepmother, Queen Nefertiti. Insights are given into ancient life, and Egyptian mythology is explored. Best of all, the story is both fun and educational, which led to its designation as a “Literary Classics Award Winning Book.” The book also has a glossary in the back of Egyptian gods, people, places, and terms.

Cheryl Carpinello, as a longtime educator and the author of several other young adult books, including Guinevere: On the Eve of Legend and The King’s Ransom, knows how to entertain young readers in a way that makes them want to learn more. And as an adult reader, I learned a lot about King Tut and his time that I didn’t know, and I now want to learn more, so if I feel that enthusiastic about this book, I can just imagine how excited I would have been as a child reading this book. I’m certain it’s destined to be a favorite among young readers.

A companion volume to the book, titled Tutankhamen Speaks, is also available; it tells King Tut’s full life story in his own words.

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Unique Anniversary Gifts

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An anniversary is the time when you cherish the years you have left behind as a happy couple, and look ahead into the future. Such a day is to be marked by the best of anniversary gifts. However in the years you have spent together as a couple, you would have discovered and given every possible gift he/she could want. Hence as time goes by, choosing anniversary gifts also keeps becoming increasingly difficult.

It is time you explore the options available on the online gift portals. Certain online portals offer the most  unique  gifting choices that you can have. They are exquisite, but very affordable.

If you are a husband looking for anniversary gifts for your lovely wife, then why not try buy her a flying experience? Or a soothing day at an elegant spa? It is a guarantee that your wife would not resent the opportunity of flying high up in the skies in a helicopter or a hot air balloon. One might argue these are only for the young couples and need physical effort. Well, online gift portals certainly have not forgotten the elder portion of the society. There are options of personalised magazine covers, or genuine original newspapers. You are sure to leave your loved one in a state of awe, when you give her a newspaper published on the date of her birth.

It is not just the husbands who shop for an anniversary gifts. If you are a wife looking for the perfect gift, you could find interesting options like signed football memorabilia, personalised wine bottles, sports car driving, etc. It is certain that no man would put away the chance of being behind the wheel of a Ferrari or a Lamborghini!

Certainly, anniversary gifts are not just for husband or wives to shop. If you have a friend who is celebrating his or her anniversary or a company celebrating its anniversary, these options could apply for you as well.

After all, buying a present is all about the joy of sharing, and happiness in making your dear ones happy. It is time that you break free from the captive chains of mundane anniversary gifts, and try something different.

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